Own It.
Build It.
Pass It On.
Your rent already looks like a mortgage payment. See what owning really costs, the four ways to own, where the savings come from, and the myths that keep renters renting.
- Resale, single family, townhome and new construction, side by side
- What ten years of rent really adds up to
- Loan programs, Texas down payment help and a step by step roadmap
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Federal Reserve, Survey of Consumer Finances. National medians. Ownership and renting differ in more than housing, and past results do not promise your result.
Rent builds their wealth. Ownership can build yours.
Every month you rent, you pay for a place to live and that is all you get. Every month you own, the same payment also pays down a loan on an asset with your name on it. This guide shows how that works in DFW, with no jargon.
Four ways to own
Resale, single family, townhome and new construction, with what each one is best for.
The savings
Six ways to lower your cost, and what rent really adds up to over time.
Six myths, answered
Twenty percent down, perfect credit, waiting for the perfect time, and more.
Your roadmap
Flexibility, family legacy, loan programs, Texas help and start to keys.
Explore new homes. Know your numbers first.
Search new construction
New homes and communities across DFW. Bring me to your first builder visit so you have your own advocate, not the builder's.
Download the guide
Know your real monthly cost before you tour a single home. The five line comparison, loan programs and Texas help.
Four ways to own in DFW
There is no single best type. The best home is the one whose full monthly cost fits your comfort number and whose location fits your life.
Resale
Established neighborhoods, mature trees, and room to negotiate.
Single family
Land that is yours, privacy, and space to grow.
Townhome
Often a lower entry price and less exterior upkeep, so equity starts sooner.
New construction
Modern layouts, a builder warranty, and incentives worth asking about.
What rent adds up to
Rent buys you a place to live. It does not buy you anything else. Here is what a $2,500 rent adds up to when it rises a modest 3% a year.
An illustration: $2,500 a month in year one, rising 3% a year. Your rent will differ. Not a forecast.
What is really holding you back?
"You need 20% down to buy a home."
Conventional loans allow as little as 3% down for qualifying first time buyers, FHA allows 3.5% with a score of 580 or higher, and VA loans can be 0% down for eligible veterans and service members.
"Down payment help is only for very low incomes."
Income limits vary by county and household size, and some are higher than people expect. A participating lender can run your numbers.
"I should wait for the perfect time."
Nobody times the market perfectly, and every month of rent builds no equity for you. The better question is whether owning fits your numbers and your next five years.
Loan program terms and minimums change and vary by lender. Not a commitment to lend. Confirm current terms with your lender.
See all six myths in the guide
Hi, I'm Brandon Yates.
Helping you build generational wealth through real estate, with personal service and local expertise every step of the way. I start every buyer with a real conversation about your rent, income, debt and timeline, then structure your financing first, so you know your real number before you tour a single home.
Rent pays for someone else's future. A home can build yours.
Grab the free guide, read it with your lease in front of you, and when you are ready, start with the numbers.
Or call or text 682 214 6217
DFW and Houston
Why choose Brandon?
Helping you build generational wealth through real estate, with personalized service and local expertise every step of the way.
How I can help
- Buyers
Find the right home and win it with strong negotiation.
- Sellers
Strategic pricing and marketing that gets you top dollar.
- First Time Homebuyers
Clear guidance from your first showing to closing day.
- Healthcare Professionals
A buying process built around demanding schedules.
- Military and Veterans
VA loan expertise and PCS moves made simple.
- Relocation
A smooth landing in DFW or Greater Houston.
- Investors
Properties that build long term wealth.
- Probate
Compassionate help settling estate property.
- Divorce
Sensitive, neutral guidance through a home sale.
- Distressed Properties
Real options and support when times are tough.
- Commercial
The right space to grow your business.
- New Construction
Your advocate with the builder, from lot to walkthrough.
Brandon Yates, Realtor, TX License #728780. Proud member of Alpha Phi Alpha Fraternity, Inc. Yates Realty Group brokered by Refind Realty. Equal Housing Opportunity.